Banking's
Collaborative
Evolution Connecting Main Street to Wall Street
The C8 Capital Network is a product of state bankers associations nationwide that enables banks to serve every commercial loan customer through a network of vetted private capital providers and other banks. The C8 Capital Network connects commercial financing demand with supply, allowing banks to serve all customer capital needs while retaining the customer relationship, earning additional fee income, and growing deposits & liquidity risk-free.
Rapid Activation
No technology resources. No system integration. Immediate usage.
Nationwide
All state bankers association member banks.
Zero cost
No activation fee. No cost to banks or private capital providers.
The industry's network built for banks,
not to compete with them.
The C8 Capital Network connects Main Street to Wall Street. When a bank encounters a commercial loan it cannot fund directly or entirely, the bank utilizes the C8 Capital Network to route that opportunity to the right capital source – a vetted array of private capital providers and other banks.
The C8 Capital Network is not a loan marketplace or referral aggregator. The C8 Capital Network is an industry commercial lending network utility built by and for the banking industry. The C8 Capital Network operates as an extension of the bank allowing them to offer a wider array of products to their customers. The bank retains the customer relationship. The customer is served. There are no conflicts, no competition, and no new systems to integrate.
IMMEDIATE ACTIVATION
INDUSTRY SOLUTION
FOR BANKS
Simple for the bank.
Powerful for the customer.
C8 is designed to fit within a bank’s existing commercial lending workflow with no disruption. From first identification to funded loan, the bank remains the customer’s primary point of contact throughout.
Loan Identified
A bank's commercial banker encounters a loan opportunity the bank is unable to fund in-house — size, structure, type, or credit profile.
Submitted to C8
The banker submits the opportunity through C8 — a simple, secure process that takes minutes and requires no IT integration.
Matched to Capital
C8 routes the opportunity to qualified private capital providers within the network, matched based on loan type, size, and fit.
Customer Served
The customer receives funding. The bank retains the relationship, captures the deposit, and earns fee income on the funded loan.
Built for banks and capital needs of every size. Provided by state bankers associations.
Banks that want to serve more commercial customers
For banks whose commercial lending capacity does not match every opportunity in their market, C8 provides a seamless way to serve those customers and earn fee income without taking on balance sheet risk.
Associations delivering member value
Associations deliver member value via C8 as an industry-wide member benefit — providing a standardized, compliant environment.
Bankers who want to say yes more often
Individual commercial bankers use C8 to expand what they can offer customers — turning potential “no’s” into funded loans while strengthening the customer relationship and generating fee income.
Designed with banking principles in mind.
No Competition with the Bank
C8 private capital providers are in the network specifically to fund bank-referred opportunities — they are not acquiring customers, building relationships, or cross-selling.
Bank Retains the Relationship
The customer continues to interact with their bank. Deposits follow the loan. The bank remains the primary financial relationship for the commercial borrower.
Vetted Capital Providers
Every private capital provider in the C8 network is reviewed and approved. Banks can rely on the network without vetting individual relationships themselves.
No Cost to Activate
Banks pay nothing to join or activate C8. The network generates fee income for the bank on every funded referral — it is net-positive from day one.
Association Distribution
C8 reaches banks through state banking associations, carrying the institutional endorsement and relationship trust that matter when banks evaluate a new network partner.
Operational Simplicity
No integration. No new software to learn. No process overhaul. C8 activates in under 60 minutes and works within a bank’s existing commercial lending workflow.
Commercial Lending's Evolution
Whether you are a bank, a bankers association, or a private capital provider interested in the network — we would like to hear from you.